State regulators monitor the financial health of state-licensed companies through analysis of the detailed annual financial statements that insurers are required to file and periodic on-site examinations.

When a company is found to be in poor financial condition, regulators can take various actions to try to save it.  Insolvencies do occur, however, despite the best efforts of regulators.

Each year more than 2.5 million couples say, “I do” in the United States. With the cost of the average wedding at $20,000 -- usually 20 percent of that in nonrefundable deposits -- wedding insurance has become increasingly popular.

Travel insurance is designed to put the “bon” in bon voyage. It can provide extra protection before, during and after a trip or vacation. 

Personal watercraft such as Jet Skis and Waverunners are more popular than ever -- sales have increased ten-fold in the past decade and account for one-third of all new boat sales. California sales topped 20,000 last year alone.

Every year thousands of students head off to college with their computers, stereos, televisions and calculators. But what if these items were stolen, damaged by fire or vandalized? Would your homeowners policy provide enough coverage to replace your student's personal possessions even if he or she is away at college?